Cash-Now Advantage
If you have been told you are owed surplus funds, the delay is rarely about whether the money is yours. It is about process.
We can purchase all or part of your claim and put cash in your hands now, instead of months or years from now. You choose how much and when.
Why claims stall
Claims sit for ordinary reasons: competing claims, legal review, requests for more documents, a trustee working through a backlog. In many cases no law requires the holder to pay you quickly.
Meanwhile the fund holder earns interest on money that should be yours. You typically earn none. Taking cash now means using or investing your own money today rather than hoping for it later.
Three ways to be paid
No two situations are the same, so we do not force one shape onto everybody.
Turn the entire claim into a single payment now. No follow-ups, no waiting on the court, no further involvement from you.
Take a portion today and leave the rest to pay out when the claim completes. Useful when you need relief now but do not want to sell the whole position.
Tell us what you need and when. We will structure a payout to fit it rather than handing you a fixed product.
The terms
Being straight with you
You receive less than the full face value of the claim. That difference is what we are paid for carrying the wait, the paperwork and the risk that the claim is reduced or refused.
If you can afford to wait and your claim is straightforward, waiting may leave you better off. We would rather say that plainly than have you find it out afterwards. The right question is not which number is bigger, it is what the money is worth to you now compared with later.
Send us the details and we will tell you what we can do, in writing, with no obligation to accept it.